Fidelity Private Client Funding — Private Capital, Referral Only
Referral-based private lending · Nationwide

Private capital for the deals that
can't wait on a bank.

We fund real-estate-secured loans up to 65% loan-to-value, in all 50 states, on almost any asset class. You bring the scenario — we move in days, not weeks. And the relationship you brought stays yours.

65%Max loan-to-value
50States funded
24/7Live front office
The lending box 1st position
Every deal measured against one line.
0%LTV100%
≤ 65% In the box
SFR, multifamily, mixed-use, commercial, land
Term sheets in 24–48 hours
Nationwide — all 50 states
Your referral relationship is protected
Fix & flip · bridge · DSCR · ground-up
Loans $100K – $10M+
Asset-based — we lend on the deal
Foreign nationals & entities welcome
What we fund

If it's secured by real estate and it pencils at 65%, it's worth a call.

We're a private fund, not a retail shop. That means common sense underwriting, real answers fast, and the flexibility to fund deals other lenders pass on.

Asset classes

  • Single-family & 2–4 units
  • Multifamily & apartments
  • Mixed-use & retail
  • Office, industrial, special-use
  • Land & ground-up construction

Loan parameters

  • Up to 65% LTV — firm
  • $100K to $10M+
  • 1st-position liens
  • Short-term & bridge
  • Interest-only options

Built for speed

Same-day review on most scenarios. Term sheet in 24–48 hours, funding in days. When your client needs to close, we don't make them wait on a committee.

Nationwide footprint

All 50 states. Entities, trusts, foreign nationals, and complex ownership are no problem — we lend on the strength of the asset and the exit.

How it works

Four steps from scenario to wire.

You stay the point of contact the whole way through. We close the loan; you keep the client.

01

Refer the scenario

Submit the deal below or call the front office. Address, value, loan amount, exit — that's enough to get a read.

~3 minutes
02

Same-day review

We size it against the box and give you a straight yes or no — no runaround, no fishing for points.

Same day
03

Term sheet

Numbers in writing — rate, term, points, conditions. Clear enough to take back to your client with confidence.

24–48 hrs
04

Fund & protect

We close and wire. Your relationship stays yours, and we make sure you're taken care of on the referral.

Days, not weeks
The front office

Call any hour. Someone always picks up.

Our AI front office answers every call, day or night. It explains how the program works, sizes up your scenario on the spot, books time with the principal, and drops the deal straight into the pipeline — so nothing falls through the cracks and you're never sent to voicemail.

Answers 24/7No hold music, no callbacks. Every call is handled live.
Pre-qualifies the dealWalks the caller through value, loan amount, and exit to see if it fits the box.
Books the callSchedules time with the principal and confirms it by text and email.
Logs it to the pipelineEvery scenario lands in the dashboard automatically — nothing gets lost.
Robert T. Aiello Private Funding Manager
(949) 478-9838  ·  Fax (949) 284-2597
[email protected]
24916 Mansilla St, Laguna Niguel, CA 92677
DRE 01269484  ·  NMLS 353320  ·  Broker Lic. 02130775
Front office · on a call
00:42
Front officeFidelity Private Client Funding, this is the front desk — are you calling about a deal you'd like funded?
BrokerYeah, I've got a flip in Phoenix. Value's about 480, my client needs 290.
Front officeThat's right around 60% LTV — comfortably in our box. I'll log it and get you on with the principal. What's the best number to confirm at?
Deal logged · call bookedAdded to pipeline as FPC-2207 · Phoenix, AZ
Submit a deal

Send the scenario. Get a real answer.

Fill in what you know — even a rough scenario is enough for a first read. As you enter the numbers, we'll size it against the 65% line in real time.

Live deal check
As-is value
Loan requested
0%LTV100%
Who's referring
The deal
$
$
$
$

Submitting a scenario isn't an application and doesn't pull credit. It's a request for review — we'll come back to you with a read, usually same day.

Scenario received.

Thanks — your deal is in front of us. The front office will reach out to confirm details and walk through next steps, usually the same day.

Reference: FPC-0000
F
Fidelity Private Client Funding

A private capital fund providing real-estate-secured bridge and hard-money loans to investors and professionals nationwide. Referral relationships are respected and protected.

Reach the desk

(949) 478-9838 [email protected]

By referral only

Owner login →
© 2026 Fidelity Private Client Funding. All rights reserved. Private capital · Referral only · Nationwide

For business-purpose and investment real estate loans only. Not for personal, family, household, or owner-occupied consumer-purpose financing. Loan submissions are requests for review and are not commitments to lend; all loans are subject to underwriting, asset valuation, and final approval. Terms, rates, and loan-to-value limits vary by deal and may change without notice. Robert T. Aiello · DRE Lic. 01269484 · NMLS 353320 · Fidelity Lending Services · Broker Lic. 02130775 · 24916 Mansilla St, Laguna Niguel, CA 92677 · (949) 478-9838 · Fax (949) 284-2597.

Deal pipeline

A live snapshot of everything in motion.

Deals

RefPropertyReferred byType LoanLTV vs. 65%StatusSubmitted
FPC-0000

Done